Financing Options
When it comes to upgrading your home’s heating, cooling or plumbing systems, it’s natural to feel hesitant about the costs involved or financing. At Budget, we understand that installing new equipment is a significant investment, which is why we’re committed to making it as accessible and affordable as possible.
That’s why we’ve partnered with several reputable financing options, so you can find a payment plan that fits your budget and lifestyle. We believe that everyone deserves access to top-quality home improvements, regardless of their credit score, and we’re proud to offer financing options that cater to every financial situation.
Why should you finance new equipment or repairs for your home?
At our company, we understand that upgrading your home’s equipment or addressing necessary repairs can be a significant expense. However, we strongly believe that investing in your home’s comfort, efficiency, and safety is always a wise decision. By financing new equipment or repairs, you can enjoy the benefits of these improvements right away while spreading out the cost over a manageable payment plan. Additionally, financing allows you to choose higher-quality equipment or repairs that may have been out of reach financially. Furthermore, financing through our partners can also provide you with flexible options and competitive interest rates, allowing you to choose the best financing plan to suit your unique financial situation. Overall, financing your home improvements is an investment in your home’s value and your family’s comfort, and we’re here to help you every step of the way.
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Credit Score: Good-Great *HVAC or Plumbing System Replacement & IAQ Products*Synchrony is on a mission to give you the most straightforward, easy, and efficient financing. -
Credit Score: Good *HVAC or Plumbing System Replacements, Home Warranty Non-Covered Items & IAQ ProductsAt World Finance, we find payment plans that match people’s financial situation.
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Credit Score: Decent *HVAC or Plumbing System Replacements Only, Home Warranty Non-Covered Items & IAQ Products* ($1,000 Minimum) (Missouri Only).Flexible payment options for your project.
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Credit Score: Poor *HVAC System Replacements Only!*At Okinus, our goal is to provide families with easy access to fast, flexible options.
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Credit Score: Poor *HVAC or Water Heater Replacements Only!* (Missouri Only)At Chowder, we offer affordable financing options for people with bad credit.
Financing FAqs
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 636-689-6093 today!
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Is there a penalty for paying off early?Some financing programs may charge a prepayment penalty, while others do not. Our financing partners can provide detailed information about any fees or penalties associated with each financing option. This is included in the contract that is provided.
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How long does the application process take?The application process can typically be completed quickly and easily online or over the phone. Depending on the financing partner and their policies, customers may receive an instant decision or may need to wait a few days for approval.
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What are the interest rates if I finance my equipment?Interest rates can vary depending on the financing program and the customer’s credit score. Our financing partners offer competitive rates and can provide detailed information about the interest rates associated with each financing option.
Hear from our smiling customers
4.8 Google Rating from 5,500+ Homeowners
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Would definitely call them again if the need arises."All the staff at Budget are very friendly. The service techs are amazing!"- Michelle M.
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Mr. Matt was courteous and didn’t waste time. Budget Heating, Cooling and Plumbing did a great job."My service technician was able to fix some wires reconnect my Central Air starting from the furnace to the outside."- Janel S.
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I give both the gentleman two thumbs up and an A+ for their hard work."Both guys went above and beyond to get my families house back up and running with the new system. I highly recommend using this company for your HVAC system for service or replacement."- David P.
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Matt and Lucas were amazing! Cannot recommend them highly enough!"They will be my first call for every heating and cooling need for the rest of my life! True professionals and hard working!"- Mark M.
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I am very pleased with the results and will use them again."Had multiple issues with Plumbing. Brandon from budget was right on time very efficient, professional and got the job done!"- Trina C.
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Thank you Budget team, you did a really great job and made my weekend!"Very kind professionals, worked very fast taking care of all details, explaining me technical parts I was not aware of, besides leaving my house completely cleaned."- Marco T.
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He was professional and courteous in every way."If we have any further issues I won't hesitate to call them again!"- Michael M.
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Definitely 5 star service!"I'm astonished about how professional and experienced he was. Definitely 5 star service because he didn't want to walk in and out of my house while it was raining, he walked around the building.... Awesome job young man."- LaWanda D.
Product Partners
